For most Canadian families, term life insurance offers sufficient protection at an affordable rate; and it expires when they no longer need it. However, many people still wonder if they should convert their term policy.In a word, YES. Everyone should have at least a minimum amount of permanent life insurance. Most term policies offer you … Read more
The insurance industry is always changing to keep up with lifestyle changes and technology; they continually perform research and adjust accordingly. BMO Insurance has recently made changes to their rules, and effective immediately, will consider occasional marijuana smokers at non-smoker rates. Research and Infrequent Marijuana Usage As research by insurance company’s increases, the life insurance … Read more
Permanent life insurance is a fascinating financial tool, but it is also puzzling; this is why people have a love/hate relationship with it. Individuals, who love it, totally love it; those who hate it want to get rid of it, and those in the middle can’t figure out what the big deal is. However, it … Read more
Permanent life insurance is complicated for most people, but it doesn’t have to be. Below, we are going to look at permanent life insurance with a brief overview. We’ll break down its components of each concept. Hopefully, when you’re finished reading, you will understand the basics and be empowered to decide if permanent life insurance … Read more
Life insurance companies want to bring their own spin to the types of life insurance they sell to try to differentiate themselves in the market place and this tends to create a lot of confusion for Canadian consumers. Ultimately, the person buying the policy wants their beneficiaries to have money if something happens to them but … Read more
Request A Quote