Written by Shelter Bay
Insurance Planning And The New Canadian Tax Laws When the announcement came that changes to the Tax Act would shake up income sprinkling and passive income in a way that was disadvantageous to business owners, the reactions were swift, emotionally charged, and very divided. Those that were building a business to generate wealth for their.. More
Written by Shelter Bay
The Small Business Owners’ Biggest Mistake – And How To Avoid It The Government of Canada’s latest data, Key Small Business Statistics, shows that small businesses are the heart and soul of the nation’s business landscape. Last year, out of the 1.17 million employers in the country, 1.14 million were small businesses (1-99 employees). Less.. More
Written by Shelter Bay
What is Critical Illness Insurance? We are all familiar with life insurance, where the beneficiary receives a sum of money when the life insured passes away, but not as many people are familiar with how critical illness insurance works. Critical Illness Insurance 101 Critical illness insurance (CI) is a lump sum cash benefit that is.. More
Written by Shelter Bay
What is Final Expenses Insurance? Final expense insurance is a lump sum insurance benefit to help fund the final expenses of a funeral, legacy gifting and settliing the estate of a deceased person. The insurance industry has changed dramatically over the years and consumers can now use the services of a professional broker to buy.. More
Written by Shelter Bay
Non Medical Life Insurance for Smokers. Statistics Canada’s latest data on smokers shows an encouraging trend. Since 2010, the amount of smokers in Canada dropped from 20.8 per cent to 18.1 per cent. This downward trend is great news because smoking adversely affects every part of the body. Why is Smoking So Risky? Tobacco contains.. More
Written by Shelter Bay
How Much Does $1 Million in Life Insurance Cost? The answer to “how much does $1 million in life insurance cost” is “it depends.” Life insurance premiums are based on a number of factors, so if anyone tells you they can provide you with $1 million in life insurance without first gathering some key information.. More
Written by Shelter Bay
Critical Illness Insurance in Abbotsford. Located in British Columbia’s beautiful Fraser Valley, and the biggest municipality in the Fraser Valley Regional District, the 141,000+ residents of Abbotsford never lack for things to do, see and experience. From the airshow to the berry festival and Agrifair, life in the valley is good. However, living in a.. More
Written by Shelter Bay
Term Life Insurance – Instant Quotes. Instant online quotes for term life insurance are a great way to get started on the insurance protection you need. By filling out an interactive form with your age, gender, province, smoking status, term, and amount of coverage required, you get competitive quotes from several different Canadian underwriters. It.. More
Written by Shelter Bay
Young, Single and Insurance Free…It’s all Good, Right? So, you’re a young man or woman in your 20s. You’re in college, which is a fancy way of saying you’re broke, as you work towards a better financial future. Between groceries, rent, tuition, bus passes and trying against all odds to sock a little bit of.. More
Written by Shelter Bay
Life Insurance for Homemakers: learn what your family would pay for your services if you pass away. You only need life insurance to replace income, right? The spouse that stays home to take care of the kids, clean the house and cook the meals doesn’t need to be covered because he or she doesn’t draw.. More