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We help companies build a better benefits program than they can get anywhere else Learn More As independent brokers, we work for you NOT the insurance company.

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Stronger together with our Advanced employee benefits program Learn More

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What type of insurance?
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Who we are?

Life Insurance and
Employee Benefits Advisors

Welcome to Shelter Bay. I’m glad you’re here and confident that our life insurance and employee benefits brokers can be your catalyst to the right life & health insurance coverage or employee benefits program.

Our Services

Types of Insurance

Group Health Insurance

Group Health Insurance

Include more benefits for less

Life Insurance

Life Insurance

Find the right policy to protect your family or business

Critical Illness Insurance

Critical Illness Insurance

Ease financial hardships that accompany medical catastrophe

No Medical Life Insurance

No Medical Life Insurance

Be insured without having to undergo a medical exam

Insured Retirement Plans

Insured Retirement Plans

Manage your risk while building wealth

T100 Insurance

T100 Insurance

Individual plans are often quite limited compared to a group plan and can include more benefits.

2020 Sanofi Canada Healthcare Survey

A strong benefits program is proven to attract and retain quality employees

Do you have a plan in place?

Canadian Households with Life Insurance Reaches Historic High

Reasons For Owning Life Coverage

2013 & 2019

Proudly licensed in BC, Ontario and Alberta. Contracted with top Canadian carriers.

Don’t take it from us! Check out our reviews

Tom went above and beyond to get us the complete package that we needed for our own comfort but also commercial protection. No stone was left un-turned trying to find us the best combination of coverage. There were some tight timelines that all got achieved, but no compromise in any of our coverage.

Andrew Gunn
Professionalism, Quality, Responsiveness, Value

Great service and support even when all the paperwork is done. All my questions are answered (sometimes twice when I forgot I asked) clearly and concisely. I highly recommend Shelter Bay Financial.

M Lovely
Professionalism, Quality, Responsiveness, Value

Great benefit to have from my company. Such peace of mind when I travel and also feel like a second family that they care about us as a person not as a number. Thank you Tom!!

Julia Boehm
Professionalism, Quality, Responsiveness, Value

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Servicing the following cities and everything in between!

Calgary

Edmonton

Red Deer

Strathcona County

Lethbridge

Airdrie

Wood Buffalo

St. Albert

Grand Prairie

Medicine Hat

Servicing the following cities and everything in between!

Vancouver

Surrey

Burnaby

Abbotsford

Coquitlam

Kelowna

Langley

Victoria

Prince George

Kamloops

Servicing the following cities and everything in between!

Toronto

Ottawa

Mississauga

Brampton

Hamilton

London

Markham

Vaughan

Kitchener

Windsor