


Request A Quote
Thank You.
Our advisors compare rates from Canada’s top carriers and will be in touch within 48 hours.
For immediate assistance please call us toll-free @ 1.888.498.5288
Click here to schedule a call at your convenience.
Who we are?
Life Insurance and
Employee Benefits Advisors
Our Services
Types of Insurance

Group Health Insurance
Include more benefits for less

Life Insurance
Find the right policy to protect your family or business

Critical Illness Insurance
Ease financial hardships that accompany medical catastrophe

No Medical Life Insurance
Be insured without having to undergo a medical exam

Insured Retirement Plans
Manage your risk while building wealth

T100 Insurance
Individual plans are often quite limited compared to a group plan and can include more benefits.
2020 Sanofi Canada Healthcare Survey
A strong benefits program is proven to attract and retain quality employees
- 86% of Canadian employees agree that their benefits plan is an important factor when deciding on a job offer
- 71% of employees agree that their benefits program is a strong incentive to stay with their employer

Do you have a plan in place?
Canadian Households with Life Insurance Reaches Historic High
- 12.6 million own life insurance coverage, an increase of 3.6 million over the past six years
- This marks the highest level of Canadian ownership to date
Reasons For Owning Life Coverage
2013 & 2019
Proudly licensed in BC, Ontario and Alberta. Contracted with top Canadian carriers.
Don’t take it from us! Check out our reviews
Tom went above and beyond to get us the complete package that we needed for our own comfort but also commercial protection. No stone was left un-turned trying to find us the best combination of coverage. There were some tight timelines that all got achieved, but no compromise in any of our coverage.
Great service and support even when all the paperwork is done. All my questions are answered (sometimes twice when I forgot I asked) clearly and concisely. I highly recommend Shelter Bay Financial.
Great benefit to have from my company. Such peace of mind when I travel and also feel like a second family that they care about us as a person not as a number. Thank you Tom!!