Term Life Insurance is the most affordable way to buy life insurance and commonly used to manage short term risk such as a mortgage or a young family.
A Term Life Insurance policy is always a better solution than mortgage insurance from a bank or lender – and often costs less.
Term coverage is affordable & flexible and can be used for single and multiple life protection and is available with various options for a personalized solution.
We work for you and NOT the insurance companies – we’re independent brokers.
Count on us to create a custom plan for your individual needs and budget, which could include Term Life Insurance only or a combination of life and health protection.
The Term length is the period of time the insurance company will guarantee the premiums will change. A Term 10, would be a guarantee for 10 year and is the very least expensive way to get insurance. The downside is that you may need your life insurance for more than 10 years.
Choosing a term does not mean you are ‘locked in’ to paying the premiums for a certain number of years but it does give you peace of mind knowing your rates will not change unexpectedly during your term.
Choose from these term life options:
- Term 10
- Term 20
- Term 25
- Term 30
- Term 35
- Term 100 or Term Life
- Single, Joint or Multi-Life coverage.
- Optional Riders to enhance your protection.
Some things to consider or ask your life insurance advisor when choosing a term:
- How long you will need the Term Life coverage?
- Is the premium affordable and sustainable?
- Does the insurance carrier offer fair medical underwriting?
- Are there quality conversion privileges in the future?
As brokers, we survey the entire Canadian Term Life Insurance market for you – in fact, you can sue the form on this page to see an instant listing of prices from all Canadian carriers in just a few clicks.
You’ll be able to see the pricing and buy your coverage online in just a few minutes. We send you a link to a screen share so you can see what we see as we work through the application and ask the questions over the phone… it’s so easy.
Call us toll free at 1.888.498.5288