Instant Life Quotes

Benefits Plans

We are an Employee Benefit Plan Wholesalers and have a competitive pricing advantage compared with any independent benefit broker – most are simply retailers.

We buy in bulk and pass the savings to our clients. Our promise is to lower your premium in a sustainable way without compromising your benefit levels…

The same rich Employee Benefits plan you currently have at a Lower Cost – and friendly service.

Small and medium sized companies benefit from our `large block` wholesale concept. You will enjoy the benefits of bulk buying by leveraging our hundreds of corporate clients. You enjoy the advantage and influence of a large business with many employees.

The Rising cost of employee benefit plans is alarming.

A company with fewer than 100 employees means the insurance company will charge more to operate your benefit plan.

Target Loss Ratio (TLR) is an important pricing factor that tells you the administrative load on your benefit plan. Our volume buying program lowers the administrative cost (TLR) of operating your plan.

We get you the same benefit levels and coverage you currently have but at a lower premium.

As a wholesaler we buy a large volume from the insurance companies at much lower rates than an individual broker and pass savings along to our clients.

Your Company is seen as a part of our large group benefit program and priced accordingly with smaller margins.

With our large block structure the Insurance Carrier takes less margin on the larger group and everyone benefits. Depending on your current situation – the savings could be as much as 25%.

It’s FREE to compare and there’s no obligation to make a change.

Our Group Benefit Advisors will review your existing plan with no obligation to you. We will either reinforce the advice you’re currently receiving from your broker and you can be sure you have made the right benefit plan decision – or you may learn how buying better can save your company a lot of money.

Ensure more of your benefits plan premiums are spent on your people and remain sustainable for years into the future.

Same benefit levels you have now for your employees – lower employee benefits premiums.

With our volume buying program, we will always have a lower sustainable price than you can get with a Broker.

Our employee benefits plan value proposition is this simple:

  • Experience with hundreds of employee benefit plans and growing.
  • Lower price with volume savings, up to 25% less for the same employee benefits plan.
  • Superior service by treating people as we would like to be treated.

Our Employee Benefit Advisors serve all of British Columbia, Alberta and Ontario.


Call us Toll Free at 1.888.498.5288