who we are
Shelter Bay is A small shop based in B.C.
And That's By Design
Shelter Bay Financial is built differently. We’re a small team of advisors who specialize in insurance planning for business owners — and we keep it that way on purpose. When you call, you speak with someone who actually knows your file. Not a call centre. Not an account manager you’ve never met. Real people who’ve read your emails and understand your business.
We work with companies, unions, and employee groups across BC, Alberta, Saskatchewan, Manitoba, and Ontario — from small growing teams to established operations in nearly every industry except financial services (we like to keep things interesting).
Our approach is simple: if you want help, we’re here. No pressure, no hard sell, no “just checking in” emails that really mean “please buy something.” We’d rather you come to us because you trust us — and that takes time. We’re okay with that.
We know what works
and What Doesn't.
At Shelter Bay, we’ve been doing this long enough to know what actually works — and what doesn’t. We design employee benefits plans that make sense for your team and your budget, without unnecessary complexity. We’re a small team, and that’s intentional. You’ll know exactly who’s handling your account, and you’ll get real, personal support. Proudly Canadian, we serve businesses across British Columbia, Saskatchewan, Alberta, Ontario, and Manitoba.
With a Broker
Insurance Carriers Compete For Your Business.
As Independent brokers, we work for you and not any single insurance carrier. We survey the Canadian insurance market on your behalf and recommend the most suitable solution. We’ll find the best fit at the lowest possible price… that’s our promise to you.