Group retirement & pension
Flexible & Affordable Plans
Group retirement
Retiring comfortably is something everyone strives for, so why not offer that option to your current and future employees? Finding a flexible and affordable group plan is easier now than ever before, especially with the help of our individual insurance brokers that can ensure you received a tailored plan to reach your business goals.
Group Savings And Pension Plan Structures
- Registered Retirement Savings Plan – RRSP
- Deferred Profit Sharing Plan – DPSP
- Defined Benefit Plan – DB Plan
- Defined Contribution Plan – DC Plan
- Personal Pension Plan – PPP
- Individual Pension Plan – IPP
- Insured Retirement Plans – IRP
Group Retirement Savings & Pension
Management Services
Help your employees build a stronger financial future by making retirement savings simple and automatic. While many people intend to save, getting started on their own can be challenging. With contributions deducted directly from their paycheque, employees naturally adjust their budgets and consistently grow their retirement savings over time.
- Contribution is deducted through payroll.
- Lower administrative costs and Investment
- Employees get immediate tax relief.
- Low Management Fees
Work Directly With the Experts
About Us
Shelter Bay Financial is a small firm based in B.C., and that’s by design. When you call, you speak directly with Tom — a Certified Financial Planner who specializes in insurance planning for business owners and actually knows your file. We work with companies across BC, Alberta, Saskatchewan, Manitoba, and Ontario, supporting teams from 3-person shops to 100-employee operations in nearly every industry except financial services.
What’s The
Right Plan For
Your Company?
The many benefits of working with an individual broker is the fact that we are able to access a variety of plans from various trusted insurance lenders across Canada. That means that we can find a solution that works best for your company and answer any of your questions along the way.
Comprehensive employee benefits & insurance solutions.
Additional Employer Solutions
corporately owned insurance
Corporately Owned Life Insurance (COLI) is designed to protect your business and its key stakeholders. These policies provide financial security in the event of the death of a shareholder, owner, or key employee, helping cover business obligations, maintain stability, and ensure continuity.
Employee Benefits
Group employee benefits support your team’s health and financial security while helping your business attract and retain talent. From health and dental to life, disability, and wellness programs, plans can be tailored to fit your needs and budget. Visit our Group Employee Benefits page to explore your options and see how Shelter Bay can design and manage the right plan for your business.
