Group Health Benefits
ARE YOU AN EMPLOYER LOOKING FOR
EMPLOYEE BENEFITS PACKAGES?
Many employers assume that Canadian group health plans are too expensive, but with the right structure and guidance, comprehensive coverage can be both practical and cost-effective.
Based in British Columbia and serving businesses across BC, Alberta, Saskatchewan, Manitoba, and Ontario, Shelter Bay Financial Corp. helps employers design group health plans tailored to their team’s needs and budget. We work with leading Canadian insurers to provide competitive options and clear recommendations, ensuring your employees have access to the health coverage they need. From plan design and quoting to implementation, our team manages the process efficiently so your group health plan can be put in place quickly and smoothly.
BOOSTS EMPLOYEE MORALE
Offering group health benefits demonstrates that you value your employees’ wellbeing. Comprehensive health coverage not only supports their physical and mental health, but can also strengthen morale, improve retention, and help your business remain competitive when attracting talent.
DRIVE EMPLOYEES TO YOUR BUSINESS
The fact that you highlight that you offer health and dental insurance coverage in your job postings is enough to attract people to apply for the position. Many Canadians cannot afford to go without, so they’ll feel more comfortable applying for your role and see that you care about their health and helping them in their time of need.
It's Easy
Purchasing a group health plan doesn’t have to be complicated — and it can actually be more cost-effective when done for a group. Working with a benefits consultant gives you access to a variety of coverage options and competitive rates, rather than being limited to a single insurer. We survey the Canadian market and recommend the best solutions for your business, ensuring your employees receive the coverage they need at a price that makes sense.
IT'S CHEAPER THAN YOU THINK
The cost of group benefits can be higher for smaller teams, but there’s a way to provide comprehensive coverage without stretching your budget. Our experienced insurance brokers leverage volume purchasing to secure competitive rates on group health and dental plans, helping you save money while still offering your employees the benefits they value most.
WHICH Health SERVICES
WILL BE COVERED?
While it will largely depend on why type of Canadian health insurance plan you purchase or what type of treatment you want to be covered, plans may cover the following:
- Prescription drug coverage
- Hospital accommodation (semi-private or private room upgrades)
- Paramedical services (physiotherapy, chiropractic, massage therapy, acupuncture, naturopath, etc.)
- Mental health services (psychologists, counsellors, social workers)
- Medical equipment and supplies (orthotics, braces, CPAP machines, wheelchairs, etc.)
- Ambulance services
- Out-of-country emergency medical coverage
- Vision care (eye exams, glasses, contact lenses)
We Buy A Large Volume at Lower Rates
So You Save
At Shelter Bay, we’ve created a buying advantage for our clients through a group purchasing program. Our team of experienced brokers is committed to answering all of your questions regarding price and coverage. We are committed to providing the same rich employee benefit plan you currently have at a lower cost. Essentially, we want you to have the information and ability to put more of your insurance dollars towards the well-being of your employees, their spouse and families.
Small and medium-sized companies benefit from our volume buying program. With us, setting up a new employee plan or fixing an existing program has never been easier. Enjoy the benefits of bulk buying and leverage the purchasing power of many groups. You’ll have the same advantage and influence as a very large business with many employees.
Same Benefit Levels –
Lower Premiums
A disability insurance plan provides you financial protection in the event of an accident, injury or illness
- Experience – hundreds of employee benefit plans and growing.
- Lower Price – with volume savings, up to 25% less for the same employee benefits plan.
- Service – We have highly trained administrative staff to assist you with all questions.
Consulting & Management Services
- Annual review of benefits relative to industry trends.
- Independent audit of your existing plan.
- Contractual negotiation with insurers and tendering of group insurance contracts.
- Cost containment strategies and alternative funding methods.
- Outstanding Debt
- Caregiver Support
- Plan administration support.
Get in touch with our team
BOOK A CALL TODAY
To receive a quote for group benefits, please fill out our form and one of our local agents will be in touch with you shortly.
OTHER EMPLOYEE COVERAGE OPTIONS
We also help Canadian employers find the best Dental Benefits, Life Insurance, Long and Short-Term Disability, Employee Assistance Programs, Critical Illness Insurance, Accidental Death & Dismemberment, and Group Retirement Plans for their employees. We’ll help you find the right plan with the right budget from the right company for you. We are based in B.C., and currently serve the provinces of British Columbia, Alberta, Saskatchewan, Manitoba, and Ontario.
Don’t Take Our Word For It!
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Client satisfaction is our main priority. We have helped many employers from British Columbian, Albertan, Saskatchewan, Manitoba, and Ontarian secure group benefits for their company. See what our broker can do for you and your business.