What is the purpose of key person insurance
A lot of time and effort goes into building a successful business. If you’re a small business owner, protecting what you’ve built is important. You
Category: Life Insurance
How To Find The Right Life Insurance Company
Many people buy life insurance without knowing what to look for when purchasing. They know that they need a life insurance policy and will sign
Disability Insurance For Self-employed
Self-employed Canadians represent 15 percent of the total workforce or 2.9 million individuals. Whether you run your own business, work as a freelancer or contractor,
Benefits Of Key Person Insurance
Most businesses are built on the back of some key individuals. These could be company founders, your top sales employees, or even your IT wizard
Best whole life insurance Canada
Buying life insurance is a big decision, and it’s the right thing to do if you’re looking to protect your family. While there are many
What is a good life insurance plan?
There are many great life insurance policies available in Canada. Sometimes the choice can be overwhelming. You may be struggling to decide which is the
What are the different types of life insurance plans?
We all love to have choices when it comes to making a purchase. And life insurance is no different. Luckily there are a variety of
Best insurance companies in BC
Insurance of any kind is always the right investment to protect your loved ones and your property. If you live in BC, it is important
The Cost of Mortgage Insurance: Canada 2022
Mortgage rates, property taxes, down payments, etc. There is a lot to keep track of when navigating the housing market as a first-time homebuyer. Two
Is mortgage life insurance mandatory in Canada?
Buying a home is a big deal. Experts estimate the average home price in Canada is over $700,000. That is a lot of money you’ll
Why Is Foreign Travel Medical Insurance Important?
A trip abroad is always exciting. You get to travel to new places, meet new people, see the sights, and try new foods. The idea
Is Life Insurance Taxable In Canada?
Whether you’ve just bought a life insurance policy or are interested in getting one, it’s natural to have questions. And one of those might be
How To Compare Life Insurance
Canadians have been having difficult conversations with their family since the global pandemic hit, according to a survey by Ipsos. 56% of parents have been
Can Life Insurance Be Cashed Out?
Did you know that you can get life insurance and save for your future at the same time? A cash value life insurance policy allows
Can Life Insurance Be A Business Expense?
Life insurance is a smart investment. It provides you peace of mind and your family with a strong sense of security. About 62% of Canadians
How Much Does $1 Million in Life Insurance Cost?
The answer to “What does a million dollar insurance policy cost?” is: “It depends.” Life insurance premiums are based on a number of factors. If
Top Canadian Life Insurance Companies – Why use a Broker?
We get to enjoy all sorts of benefits from living in Canada. We have freedoms and options for almost anything, and this is especially true
Life Insurance for HIV-Positive in Canada
The life insurance industry always tries to keep up with what’s going on in the world. This is why non-medical insurance was introduced and why
Whole Life Insurance as an Alternative to an RESP
Parenthood is the best part of life. Children are amazing, and dynamic! This is why we make them a top priority when it comes to
What is Shareholder Insurance and How Does it Work?
Does shareholder insurance seem like such a confusing topic you don’t even know where to start? You’d have that in common with many other Canadians.
The Small Business Owners’ Biggest Mistake – And How To Avoid It
The Government of Canada’s latest data, Key Small Business Statistics, shows that small businesses are the heart and soul of the nation’s business landscape. Last
How much is enough life insurance?
Do you have enough life insurance? More importantly, how do you know if you have enough? The right amount of life insurance differs for everybody.
Life Insurance 101
Many people put off life insurance because they don’t understand it. Don’t worry; life insurance really isn’t complicated. As evidenced by many accounts online, life
Life Insurance Underwriting
What is underwriting? It is an important part of the life insurance application process where the insurer (aka the underwriter) accepts the financial liability of
What is a Life Annuity?
If you don’t know what a life annuity is, you’re not alone. In this article, we’ll look at what an annuity is, how it can
The Business Continuity Insurance Every Company Needs
Business continuity planning is the process of preparing for future events that can cause an unexpected business interruption. For example, let’s say your startup took
Laddering Your Life Insurance
One popular option, you would never get from a mortgage lender, is a term ladder or the option of layering your life insurance protection. Below,
Three Signs You are a High Life Insurance Risk
Being a high life insurance risk means that life insurance will cost you more, but it doesn’t mean you won’t qualify for affordable rates. Life
Pros and Cons or Permanent Life Insurance
There are three main types of permanent insurance – universal life, whole life and term-to-100 life. Below, we’re going to look at each type of
Use a Broker to Compare Term Life Insurance Policies
When it comes to term life insurance, the most important thing (beyond the necessity of it) is buying the right policy for your situation and
Should I Convert my Term Life Insurance Policy?
For most Canadian families, term life insurance offers sufficient protection at an affordable rate; and it expires when they no longer need it. However, many
Great Life Insurance News for Occasional Marijuana Smokers!
The insurance industry is always changing to keep up with lifestyle changes and technology; they continually perform research and adjust accordingly. BMO Insurance has recently
3 Little-Known Benefits of Permanent Life Insurance
Permanent life insurance is a fascinating financial tool, but it is also puzzling; this is why people have a love/hate relationship with it. Individuals, who
Permanent Life Insurance: A Brief Overview
Permanent life insurance is complicated for most people, but it doesn’t have to be. Below, we are going to look at permanent life insurance with
Types of Life Insurance
Life insurance companies want to bring their own spin to the types of life insurance they sell to try to differentiate themselves in the market place