Simple issue
life insurance

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Simple Issue

Standard

The application is a ‘knockout’ style questionnaire. The more questions you can honestly answer “NO” will lower the cost per thousand and increase the amount you can get.

Qualify for up to:

Ideal for people with pre-existing medical conditions that are managed and those with personal history details that traditional underwriters would flag as undesirable risks.

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Simple Issue

Elite

A knockout questionnaire similar to the simple issue standard but a little more detailed and restrictive. Still quite accessible but the lower price and higher coverage limits require a few more questions.

Qualify for up to:

Perfect for people in good health that prefer not to go through traditional underwriting and invasive testing.

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