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Life Insurance for HIV-Positive in Canada

Insurance with HIV

The life insurance industry always tries to keep up with what’s going on in the world. This is why non-medical insurance was introduced and why certain changes in life insurance for people with HIV came to be. Thankfully, in 2016 Manulife Financial began accepting life insurance applications from individuals who had tested positive for the … Read more

Whole Life Insurance as an Alternative to an RESP

Whole Life Insurance as an Alternative to an RESP

Parenthood is the best part of life. Children are amazing, and dynamic! This is why we make them a top priority when it comes to financial planning. We want them to have every opportunity they possible can, and this includes post-secondary education. However, education is expensive, so the quicker you begin to save for it, … Read more

How Much Does Term Life Insurance Cost in Canada?

How Much Does Term Life Insurance Cost in Canada?

When most Canadians think of life insurance, they ask 2 questions: How much do I need? What will it cost? Chances are you’ve got the same questions. The truth is, there isn’t always an easy answer to either question. That’s because there are several types of life insurance products available, and every person has unique life insurance … Read more

How much does $500,000 of life insurance cost?

How Much Does 500K of Life Insurance Cost

If you are curious on how much $500,000 in life insurance costs then the following article should answer some questions! We are going to go over how much you should have, the cost, and laddering strategies. You may be interested in life insurance. $500,000 may not be enough. To see how much $750,000 or $1,000,000 … Read more

How much does $750,000 of life insurance cost?

How Much Does 750K Of Life Insurance Cost

If your looking to find out how much $750,000 of life insurance costs, you have arrived at the right spot! The following article is going to talk about how much life insurance you should have, how much its going to cost you, and also the process of getting coverage. 750K Life Insurance – How much … Read more

Insurance Planning With New Canadian Tax Laws

Tax Planning In Canada

When the announcement came that changes to the Tax Act would shake up income sprinkling and passive income in a way that was disadvantageous to business owners, the reactions were swift, emotionally charged, and very divided.Those that were building a business to generate wealth for their family and their future generations were outraged.  Those that … Read more

The Small Business Owners’ Biggest Mistake – And How To Avoid It

Business Planning Mistakes

The Government of Canada’s latest data, Key Small Business Statistics, shows that small businesses are the heart and soul of the nation’s business landscape. Last year, out of the 1.17 million employers in the country, 1.14 million were small businesses (1-99 employees). Less than one percent were large enterprises (500+ employees). With those numbers, chances … Read more

Term Life Insurance – Instant Quotes

Term Life Insurance Instant Quotes

Instant online quotes for term life insurance are a great way to get started on the insurance protection you need. By filling out an interactive form with your age, gender, province, smoking status, term, and amount of coverage required, you get competitive quotes from several different Canadian underwriters. It is important to remember, however, that … Read more

How much is enough life insurance?

How Much Is Enough Life Insurance

Do you have enough life insurance? More importantly, how do you know if you have enough? The right amount of life insurance differs for everybody.  In order to figure out how much life insurance is enough for you, consider the following: Risk factors to consider with life insurance The first step to figuring out how … Read more

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