Life Insurance Red Deer
We Work With Various Insurance Companies
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What Is Best For You?
There are two main types of life insurance that we’ll go over carefully with you as there are some very important factors to consider. With permanent life insurance, you’ll be provided lifelong coverage that will build a tax-free cash value. Some policies accumulate cash values over time.
With term life insurance in Red Deer, these “terms” can last anywhere from 10, 20 or even 30 years. You can usually renew it at the end of the term – with much higher premiums.
Do You Have Health Concerns?
Let's Discuss The Risks & Rewards of No Medical Life Insurance
If you’ve been denied life insurance before in Red Deer and you feel like you’ll never find coverage, don’t worry. This is exactly what no medical life insurance is for. Whether you’ve been denied because of your age, health, or you don’t want to undergo a medical exam, this insurance policy is for you. And no, premiums won’t necessarily be “higher”. Many Canadians opt for this type of insurance policy so they can still bring peace of mind to their family members.
We offer more than just life insurance services. If you’re looking for disability insurance, health benefits, group benefits, travel insurance or more, our Shelter Bay team can help you. As mentioned above, we work with a wide variety of insurance companies in Red Deer and all across Canada and can present you with multiple offers that are affordable for you.