Life Insurance Lethbridge
Our Insurance Brokers Have Access To Life Insurance Quotes From Various Companies Across Canada
Because we’re independent insurance brokers, we don’t just work for one company. We work for you, therefore, we present you with available premiums from top-trusted lenders in Lethbridge and all across Canada. We also get you approved quickly so you don’t have to worry about protection taking forever to finally kick in. Plus, we’re here to answer any of your questions along the way. Your goals become our goals.
We work hard on your behalf to find the best life insurance policy for you and your family’s needs. Learn more today!
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There Are Still Life Insurance Products For You
Just because you’ve been denied regular life insurance does not mean you won’t be able to ever have coverage. This is where no medical life insurance comes into play. Regardless of your age or health, you won’t need to undergo a medical exam. There are two main types of no medical life insurance, including simplified issue life insurance and guaranteed issue life insurance. Both hold their own benefits which we’ll be sure to go over with you in detail during our meeting so you can make the right choice.
Permanent Life Insurance Vs. Term Life Insurance
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These two main types of life insurance policies are exactly how they sound. Permanent life insurance will last the entirety of your life and build a cash value over time. This can be borrowed against or left alone to continue building. Term life insurance in Lethbridge is set for a certain term; typically 10, 20 or 30 years. There is no cash value, but there will still be a lump-sum payout when you pass. However, if the policy expires before your death, there will be no payout.
Tax-Free Lump-Sum Payout
One of the best things about having money given to your beneficiary when you pass is that they can use it to cover anything they’d like. It can be used for covering final expenses like your funeral costs, or be used to pay for your estate, credit card debt, car payments, or even be put towards your family member’s educations, etc.