Life Insurance Calgary
Life insurance coverage holds many benefits. Even if you think you’re “too young” to start thinking about it, you’re not! When you reach adulthood, it’s good to start thinking about it and asking questions. And that’s where Shelter Bay can come in. We’re independent insurance brokers based in BC but help clients all across Calgary and the rest of Canada obtain the best life insurance policy for them and answer any of their questions along the way.
The Benefits of Life Insurance
Our life insurance broker can help you find life insurance in Calgary quotes from a variety of lenders across Canada and help you choose the right coverage for your needs.
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Different Types of Life Insurance
Permanent Vs. Term Life Insurance
With a permanent policy, it lasts the entirety of your life. Basic types of permanent insurance include whole life insurance, universal life insurance, variable, and more. With term life insurance, terms can last anywhere from 10-30 years. You can renew it if it expires, but if it expires before your death, beneficiaries will not receive the lump-sum payout. There is also no cash value or investment opportunities with term life insurance, but it still may be a good option for you depending on your circumstances. We’ll go over all of the life insurance options in more detail during your meeting with our broker so you understand them and can make an informed decision.
We're Independent Insurance Brokers
We Work For You, Not Just One Insurance Company
The best part about working with independent brokers like Shelter Bay is the fact that we have access to a variety of premiums being offered by various insurance companies across Canada, not just one company. We work hard to help find the best life insurance quote for you and help you get approved quickly. Even if you have health issues, are older, or have been denied life insurance in the past, we can get you a life policy through no medical life insurance. There are always options available to you.