Instant Life Quotes

Special Risk

This is a question we’re often asked. The solution is not cut and dry, but the simplest answer would be to say “probably.” Why is this topic so complicated? Well, because the answer depends on a few issues such as the insurance company, the nature of your conviction, and how long ago your conviction was… More

Life Insurance & Underwriting for Rock Climbers During the underwriting process for a life insurance policy, insurance companies look at all sorts of factors, including risk factors that could pose a threat to your health — including hobbies like rock climbing. Rock climbing is a sport loved by thousands of Canadians. They enjoy the exhilaration.. More

We get to enjoy all sorts of benefits from living in Canada. We have freedoms and options for almost anything, and this is especially true with Canadian life insurance. We’ve compiled a list of the top Canadian life insurance companies for you. But first, let’s talk about the insurance industry and how life insurance works… More

We often get questions from our clients about how cocaine use affects their life insurance. If you’re wondering what happens after a failed life insurance drug test, if life insurance covers drug overdose, or how a past history of drug use can affect your insurance, you won’t want to miss what we’ve got to share.. More

The life insurance industry always tries to keep up with what’s going on in the world. This is why non-medical insurance was introduced and why certain changes in life insurance for people with HIV came to be. Thankfully, in 2016 Manulife Financial began accepting life insurance applications from individuals who had tested positive for the.. More

Statistics Canada’s latest data on smokers shows an encouraging trend. Since 2010, the amount of smokers in Canada dropped from 20.8% to 18.1%. This downward trend is great news because smoking adversely affects every part of the body. Why is Smoking So Risky? Tobacco contains more than 4,000 chemicals, many of which are known toxins… More

Instant online quotes for term life insurance are a great way to get started on the insurance protection you need. By filling out an interactive form with your age, gender, province, smoking status, term, and amount of coverage required, you get competitive quotes from several different Canadian underwriters. It is important to remember, however, that.. More

You may think the main risk to your small business, partnership or corporation is the unexpected death of the founder or key person, but there’s another risk you may not have considered. While the death of a shareholder or key person is tragic and presents a number of challenges, the same situation exists with a.. More

Many people put off life insurance because they don’t understand it. Don’t worry; life insurance really isn’t complicated. As evidenced by many accounts online, life insurance is often the one thing that allows a grieving family to work through the months ahead without worrying how to pay the mortgage or where the next meal comes.. More

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