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Life Insurance for Funeral Costs

Written by Shelter Bay

Life Insurance for Funeral Costs Funerals come at a cost. Burials start around $5,000 for the most basic service, but can easily top $25,000. Items such as flowers, the service, viewing and casket all add up quickly! Cremation with a service and extra disbursements (obituary notice, viewing, funeral flowers, etc.) cost in the region of.. More

What is Shareholder Insurance and How Does it Work?

Written by Shelter Bay

What is Shareholder Insurance and How Does it Work? A business plan isn’t complete without a shareholder agreement containing buy/sell provisions, allowing for the orderly transfer of ownership interests upon disagreement, death, critical illness, or disability. However, having to suddenly buy a partner’s shares can be very expensive. Most business advisors agree that insurance is.. More

Employee Benefit Plans in Dawson Creek

Written by Shelter Bay

Employee Benefit Plans in Dawson Creek The main industries in Dawson Creek, B.C. are agriculture, forestry, mining, tourism, oil and gas. With a population of around 11,000, employers are competing for the best of the best when it comes to finding great employees. Companies have decisions to make – do they want to offer a.. More

Must Have Life and Health Insurance for Every Family

Written by Shelter Bay

Must Have Life and Health Insurance for Every Family When it comes to buying life and health insurance, there are many options, so it’s hard to know what’s necessary and what’s redundant. You need coverage, but you don’t want to be overly covered or insurance poor. If you pay too much for insurance it will.. More

How to get Dental Insurance in Abbotsford

Written by Shelter Bay

How to get Dental Insurance in Abbotsford In British Columbia, the provincial Medical Services Plan (MSP) provides the following coverage for dental work: “Dental and oral surgery, when medically required to be performed in hospital (excluding restorative services, i.e.: fillings, caps, crowns, root canals, etc.) Orthodontic services related to severe congenital facial abnormalities.  The removal.. More

What is a Life Annuity?

Written by Shelter Bay

What is a Life Annuity? If you don’t know what a life annuity is, you’re not alone. In this article, we’ll look at what an annuity is, how it can be used in your portfolio and who should be using annuities. An annuity is an income for life. You trade an insurance company a lump.. More

No Medical Life Insurance in Armstrong, B.C.

Written by Shelter Bay

No Medical Life Insurance in Armstrong, B.C. British Columbia is known for it’s beauty and senior population – it’s the number one province to retire in. Towns such as Armstrong in the heart of the Okanagan can be the perfect place to retire. Life is better in the Okanagan, but sometimes it can be difficult.. More

An RCMP Spouse? Be a Life Insurance Broker

Written by Shelter Bay

An RCMP Spouse? Be a Life Insurance Broker When you’re married to an RCMP officer it’s hard to hold down a job, let alone build a career. If you’re an RCMP spouse, you could build a nice career selling all types of life insurance. Why should you get involved in the life insurance business? It’s.. More

Life Insurance for Smokers – How to get the Best Rates

Written by Shelter Bay

Life Insurance for Smokers – How to get the Best Rates When you apply for life insurance coverage, many factors affect approval and how much you’ll pay for premiums. As you’re probably aware, smokers pay higher rates than non-smokers. However, you can get life insurance for smokers at affordable rates. Since all life insurers are.. More

Maternity Leave Ending… Work From Home as a Life Insurance Broker

Written by Shelter Bay

Maternity Leave Ending… Work from home as a Life Insurance Broker The decision to return to work after your maternity leave ends is agonizing for most women. You feel guilty if you do return, and guilty if you don’t! There may be a way for you to stay at home but still earn an income… More